No-Fault Insurance is quite similar to the legal doctrine of strict liability.  When strict liability applies it is not necessary for the injured person to prove negligence or fault to hold a person responsible for damage from a certain cause.  It is often applied in Product Liability cases where it usually holds if the injured person can prove the product is defective, the product proximately caused the injury and the product was unreasonably dangerous.  After years of attempts to apply this to gun manufacturers where it generally did not apply because product was not found to be defective, Congress passed a law (Public Law 109-92), which among other Continue reading →