For details on the recommendations by this blogger on how to implement this bill and have this insurance see my the April 2 post on Daily Kos

A bill titled the Firearm Risk Protection Act  has been introduced by Rep. Carolyn Maloney in the national Congress. As of March 29, 2013 there is not text available on Congress.Gov but the bill has been referred to the House Committee on the Judiciary. Rep. Maloney’s press release states that the bill will impose a $10,000 fine if an owner does not have the required coverage. It exempts service members and law officers.

Other details have yet to be developed. Rep. Maloney’s press aide stated that in a phone call and email that “like all legislation, it was meant to start a conversation about national priorities” and welcomed input to the process. This blogger will certainly be following the bill and recommending that it be done in a way that provides the maximum protection to victims. It’s likely that the bill authors have in mind a relatively simple model of Liability insurance which could be improved by adding provisions to:

1. Follow guns as they are lost or stolen
2. Eliminate provisions to limit coverage for intentional acts
3. Eliminate requirements for negligence by gun owners
4. Require steps it aid identification of the responsible weapon

The bill has 8 cosponsors so far:

1. Keith Ellison MN-5
2. Eleanor Holmes Norton DC
3. Michael E. Capuano MA-7 20
4. James P. Moran VA-8
5. Bobby Rush IL-1
6. Niki Tsongas MA-3
7. Stephen F. Lynch MA-8 202-225-8273
8. Earl Blumenaur OR-3 202-225-4811